do you really need the extra insurance?

  • Things You Should Know Before Canceling Auto Coverage During Your Divorce

    2 July 2016

    While you probably already thought about your bank accounts and household possessions when you decided to file for divorce, one of the things you may not have considered yet is how you're going to handle your cars and their insurance. You might think that you should just call and have your ex removed from your auto insurance immediately when you move out, but there are a few things that you should think about before you take any action.

  • Septic Tank Or Sewer Failure? What Coverage Will Your Insurance Provide?

    20 April 2016

    Dealing with backed-up drains, low water pressure when flushing toilets, or -- worst of all -- raw sewage in your yard can be a thoroughly unpleasant experience. Finding out you'll need to shell out thousands of dollars to get your home's plumbing back into working condition can be even worse news. In some cases, you may not even be able to rely on the coverage of your homeowner's insurance policy to protect yourself from a major unanticipated expense.

  • How Having An SR-22 Affects Your Auto Insurance

    4 April 2016

    In the aftermath of a conviction for DUI, DWI or driving without insurance, you may be required to carry an SR-22 (also known as a "certificate of financial responsibility") as a condition of maintaining your driving privileges. Having an SR-22 on file can bring quite a few changes to your current auto insurance policy. The following highlights these changes and explains how they can affect your insurance. You May End Up Paying Higher Premiums

  • 4 Workers' Compensation Claim Mistakes Construction Workers Make

    31 March 2016

    The construction industry is fraught with risks and hazards, so it's unsurprising that thousands of workers suffer serious injuries in the United States every year. In fact, construction is the most dangerous industry in America and accounts for 20 percent of all work-related fatalities. If you suffer an injury while working in the construction industry, workers' compensation insurance is there to help you cope with the costs of any medical treatment or time off work, but some workers fail to realize the benefits of their insurance policies.

  • 3 Tips That Will Help You Reduce Your Home Insurance Premiums

    31 March 2016

    Finding ways to save money on your monthly expenses can help free up some cash in your budget, and there are many ways you might be able to cut back on your regular expenses. One step you could take is to get quotes for your home insurance. Saving money on insurance is one of the best ways to cut monthly expenses, and here are some tips to help you achieve this without sacrificing the amount of coverage you have on your home.

  • Insurance Rates And Car Choice: Why Some Cars Cost A Lot More To Insure Than Others

    14 December 2015

    If you've ever discussed your auto insurance with friends or family, you've probably heard some of the myths that people believe about their rates. For example, it's not uncommon for people to think that the color of their car would have an impact on their quote. Unfortunately, since this type of misinformation is common, it's difficult to know exactly what factors actually do have an impact on your premium. The reality is that your insurance rate is directly related to the cost of insuring your car or truck--but you probably don't know how that's calculated.

  • Travelling To Mexico: Do You Need Additional Auto Insurance?

    1 July 2015

    If you travel up the border and into Canada, you don't need to purchase additional auto insurance coverage, but is it the same if you travel south to Mexico? The answer is not as straightforward as you might think for the 150,000 Americans who cross the border each and every day. Not only do you need to speak with your auto insurance agent regarding the details of your policy, but you also need to understand the laws in Mexico.